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State fee table

Dealer doc fees by state

Dealer doc fees range from under $100 to nearly $1,000 depending on the state. CarEdge's dealer-quote data reports a national average of $477, with 19 states capping the fee and the highest uncapped averages in Florida, Virginia and Georgia. The full state-by-state table is below.

The figures come from CarEdge's State of Dealer Fees report, which draws on dealer quotes collected from July 2025 to October 2026, and from CarEdge's doc fee by state guide for the typical amounts in uncapped states. CarEdge is a car-buying service, so treat these as reported figures rather than legal citations. Minnesota's cap comes straight from the state statute.

What a doc fee is

A documentation fee, often shortened to doc fee, is what the dealer charges to prepare the sale paperwork: the buyer's order, title application, registration forms and sometimes electronic filing. It is a dealer charge, not a government fee. The state does not collect it, even though it often appears on the same part of the buyer's order as tax and registration.

That placement matters. Many buyers assume the doc fee is a government charge and never question it. In states without a cap, it is simply part of the dealer's profit on the deal, and the amount is set by the dealer.

Doc fees by state

"Reported cap" means a limit on the doc fee as reported by CarEdge. "Typical" amounts are CarEdge's estimates for states where no cap was identified. State rules change, and two caps (Illinois and Indiana) adjust every year, so check your state's current rule with its attorney general, motor vehicle agency or dealer board before relying on a figure.

StateReported cap or typical feeSource
AlabamaNo cap reported; typical about $489CarEdge guide
AlaskaNo cap reported; typical about $299CarEdge guide
ArizonaNo cap reported; typical about $499CarEdge guide
ArkansasReported cap of $129CarEdge report
CaliforniaReported cap of $85 (separate state electronic filing fees may apply)CarEdge report
ColoradoNo cap reported; typical about $699CarEdge guide
ConnecticutNo cap reported; typical about $599CarEdge guide
DelawareNo cap reported; typical about $475CarEdge guide
District of ColumbiaNo cap reported; average quote $800CarEdge report
FloridaNo cap reported; average quote $973CarEdge report
GeorgiaNo cap reported; average quote $799CarEdge report
HawaiiNo cap reported; typical about $395CarEdge guide
IdahoNo cap reported; typical about $399CarEdge guide
IllinoisReported cap of $378 (indexed each year)CarEdge report
IndianaReported cap of $251 (indexed each year)CarEdge report
IowaReported cap of $180CarEdge report
KansasNo cap reported; typical about $499CarEdge guide
KentuckyNo cap reported; typical about $450CarEdge guide
LouisianaReported cap of $436CarEdge report
MaineNo cap reported; typical about $499CarEdge guide
MarylandReported cap of $800; CarEdge average quote $785CarEdge report
MassachusettsNo cap reported; typical about $459CarEdge guide
MichiganReported cap of $280CarEdge report
MinnesotaCapped at the lesser of $350 or 10% of the sale value (sales from July 1, 2025)Minn. Stat. 168.27
MississippiReported cap of $425CarEdge report
MissouriReported cap of $621CarEdge report
MontanaNo cap reported; typical about $299CarEdge guide
NebraskaNo cap reported; typical about $299CarEdge guide
NevadaNo cap reported; typical about $499CarEdge guide
New HampshireNo cap reported; typical about $375CarEdge guide
New JerseyNo cap reported; typical about $695CarEdge guide
New MexicoNo cap reported; typical about $339CarEdge guide
New YorkReported cap of $175CarEdge report
North CarolinaNo cap reported; typical about $699CarEdge guide
North DakotaNo cap reported; typical about $299CarEdge guide
OhioReported cap of $398CarEdge report
OklahomaNo cap reported; typical about $599CarEdge guide
OregonReported cap of $250CarEdge report
PennsylvaniaReported cap of $490CarEdge report
Rhode IslandReported cap of $400CarEdge report
South CarolinaNo cap reported; typical about $400CarEdge guide
South DakotaNo cap reported; typical about $200CarEdge guide
TennesseeNo cap reported; typical about $499CarEdge guide
Texas$225 reported; Texas sets a presumptively reasonable amount by rule rather than a hard capCarEdge report
UtahNo cap reported; typical about $299CarEdge guide
VermontNo cap reported; typical about $200CarEdge guide
VirginiaNo cap reported; average quote $841CarEdge report
WashingtonReported cap of $200CarEdge report
West VirginiaReported cap of $575CarEdge report
WisconsinNo cap reported; typical about $299CarEdge guide
WyomingNo cap reported; typical about $500CarEdge guide

Doc fees in the states we serve

SnagMyCar currently works with buyers in eight states, and they span the whole range. Florida has no reported cap and the highest average quote in CarEdge's data at $973, so a Florida doc fee alone can rival a meaningful slice of a negotiated discount. Ohio sits at the other end of the reported list, with a cap of $398.

Tennessee, Massachusetts, Delaware, Idaho and Wyoming have no reported cap, with typical fees of roughly $400 to $500 listed in the table. Vermont also has no reported cap but one of the lowest typical amounts, about $200. If you are thinking about buying a car out of state, the selling dealer's doc fee applies, not your home state's.

Can you negotiate a doc fee?

Sometimes directly, almost always indirectly. Many dealers say they charge the same doc fee to every buyer and will not remove it. Whether or not that is true at a given store, you do not need the line itself to change. You need the total to change.

The practical move is to treat the doc fee as part of the price. Say one dealer charges a $999 doc fee and another charges $499. Then the first dealer needs a selling price $500 lower just to tie. Asking for an itemized out the door price makes that comparison automatic, which is why we never compare quotes on selling price alone.

In capped states, the fee is usually at or near the cap, and there is little to gain by arguing the line. Spend the effort on the selling price and on any dealer add-ons instead.

How to handle doc fees in your quotes

  1. Ask for it up front. Request an itemized out the door price that lists the doc fee as its own line. Our email templates include the wording.
  2. Compare totals, not fees. A low doc fee paired with a high selling price is not a better deal.
  3. Check for duplicates. Watch for a second paperwork charge with a different name, such as an "electronic filing fee" or "dealer service fee," and ask what each one covers.
  4. Confirm it on the buyer's order. The doc fee on the final paperwork should match the quote you accepted.

You can plug your state's typical doc fee into the out the door calculator to see how much it moves the total. For the full list of what belongs in that total, read our guide to the out the door price.

How SnagMyCar handles doc fees

Every quote we collect is an itemized out the door price, so the doc fee is already inside the number you compare. When we send the best written total back to the other dealers in round two, a dealer with a high doc fee has to make it up somewhere else to win. You see each line before you choose, and we check that the dealer's buyer's order matches before the $400 success fee is charged. See how it works and pricing, or start your search.

Questions

Is a dealer doc fee required by law?

No state requires a dealer to charge a doc fee. It is a dealer charge for preparing paperwork, not a government fee. Some states limit how much a dealer may charge, and some require the fee to be disclosed or listed separately, but whether to charge one is the dealer's choice. Title, registration and tax are the government charges on a buyer's order.

Which states have the highest doc fees?

In CarEdge's dealer-quote data, the highest averages are in states without a cap: Florida at $973, Virginia at $841, Georgia at $799, and the District of Columbia at about $800. These are reported averages, so individual dealers may charge more or less. Check the dealer's quote and your state's current rules.

Can I avoid the doc fee by buying in another state?

The doc fee is charged by the selling dealer, so a dealer in a lower-fee state will usually charge its own fee, not yours. That can lower the total, but tax, registration and transport costs also change when you buy out of state. Compare full out the door prices, including delivery or travel, rather than doc fees alone.

Is the doc fee taxable?

It depends on the state. In some states the doc fee is part of the taxable amount and in others it is not. Ask the dealer to show the taxable amount on an itemized quote and check it against your state revenue department's guidance. Either way, include the doc fee when you compare totals between dealers.

How often do doc fee caps change?

Some caps are fixed in law until a legislature changes them, while others are indexed and adjust every year. Illinois and Indiana are two states where the reported cap moves annually. Minnesota changed its cap for sales from July 1, 2025. Because rules change, confirm the current figure with your state before relying on any table.

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